I’ve been talking to you about prepay in each of our last two magazines. Perhaps the most important thing to consider when you prepay is trust. Do you trust your supplier enough to honor your prices and to be there in the spring when you pick up your product? When you stop and think about it for a minute, prepaying can be a little scary. You give a big check to someone, and you have zero collateral. If that person runs off with your money, which unfortunately has happened to far too many farmers over the years, getting your product or your money back may be impossible. If you have concerns about this, here are two things I would offer you. First, you can always take product home immediately, thereby eliminating your risk. Second, I am open to talking to you about this anytime, as we are very financially stable. We have been here for 51 years now, and we plan to be around for a long, long time.